I read a lot of finance blogs and books. While there is plenty of advice out there I don’t believe, the most common piece of advice I just can’t swallow is the idea that if you get any sort of late fee/overdraft fee, etc.. on your credit card, you can have it erased by simply [...]
Posts Tagged as ‘Tips & Tricks’
April 12, 2009
How (and why) to Find a Great Financial Advisor
I know what you’re thinking, “I’m 25. I don’t need a financial advisor. I need a hot new boy/girlfriend and maybe a new car.” While all of the above sound great, I’m going to argue in favor of the financial advisor. Here’s a quick rundown on why you might want one, what a financial advisor [...]
March 31, 2009
The 3 Stupidest Ways to “Save” Money
By now you’ve probably figured out that I’m completely in favor of 20somethings saving more money, (Compound interest anyone? Small amounts saved today -i.e. fewer meal at restaurants- turn into big amounts later on in life -i.e. more tropical vacations ). That said, there are good and bad ways of doing so. Here is my [...]
March 17, 2009
Beating the Tax Man in 4 Steps
“Yesterday the IRS announced that obese Americans are entitled to certain tax breaks. Apparently, under the new rules, you’re allowed to claim two or more chins as dependents.” —Conan O’Brien Taxes suck. Nonetheless, if you know the basics and make smart decisions, you can avoid handing over your hard earned dough to the Tax Man. [...]
March 12, 2009
Job Schmob. Resumes & Cover Letters 101.
Because I understand that half of the path to financial independence is making money (the other half = not squandering it) and because job hunting season is in full swing on campus, here’s a quick refresher on resumes and cover letters. Resumes No longer than ONE PAGE. Font - Standard (Times New Roman, Arial, etc..) [...]
March 8, 2009
If You Do Nothing Else…Follow this #1, Best, Most Important Money Tip Out There
Are you ready for this? Are you sure? The one thing financial gurus, blogs, talk show hosts, authors and billionaires all agree is the most important step to being financially independent (and certainly to being rich). If you do this for 2 months you will blow yourself away. Here it is……….. TRACK EVERY DOLLAR YOU [...]
February 3, 2009
Credit Card Basics – Top 4
1. Don’t carry a credit card balance! Weird advice, I realize, considering the whole idea of credit is the joy of spending money you don’t have. That said, paying 18% interest to a credit card company is pretty similar to throwing your cash out the window. I recommend getting a credit card because they are [...]
